Terms of service

Last Updated: July 1, 2026

Welcome to Panama.pk. By accessing or using our website, you agree to comply with and be bound by these Terms of Service. If you do not agree with any part of these terms, please refrain from using our website.

1. General

These Terms of Service govern your use of Panama.pk and all purchases made through our website. We reserve the right to update or modify these terms at any time without prior notice. Changes will become effective immediately upon being posted on this page.

2. Eligibility

By using our website, you confirm that you are at least 18 years of age or are using the website under the supervision of a parent or legal guardian.

3. Products and Pricing

We strive to ensure that all product descriptions, images, prices, and availability are accurate. However, errors may occasionally occur.

Panama.pk reserves the right to:

  • Correct pricing or product information errors.

  • Modify or discontinue products without prior notice.

  • Limit the quantity of products available for purchase.

  • Cancel orders affected by pricing or inventory errors.

4. Orders

Once you place an order, you will receive an order confirmation. This confirmation does not constitute acceptance of your order.

We reserve the right to refuse or cancel any order for reasons including but not limited to:

  • Product unavailability.

  • Payment verification issues.

  • Incorrect pricing.

  • Suspected fraudulent activity.

  • Incomplete or inaccurate customer information.

If payment has already been made for a cancelled order, the amount will be refunded in accordance with our Refund Policy.

5. Payment

We accept the payment methods displayed during checkout. By placing an order, you confirm that you are authorized to use the selected payment method.

Orders placed using Cash on Delivery (COD) may require verification before dispatch.

6. Shipping

Delivery timelines provided on our website are estimates and may vary due to courier delays, weather conditions, public holidays, or other circumstances beyond our control.

Please refer to our Shipping Policy for detailed information.

7. Returns and Refunds

Returns, exchanges, and refunds are subject to the conditions outlined in our Return & Refund Policy.

8. Intellectual Property

All content on Panama.pk, including but not limited to logos, product images, graphics, text, designs, and website content, is the property of Panama.pk and is protected under applicable intellectual property laws.

No content may be copied, reproduced, distributed, or used without prior written permission.

9. User Conduct

When using our website, you agree not to:

  • Provide false or misleading information.

  • Interfere with the operation or security of the website.

  • Attempt unauthorized access to our systems.

  • Use the website for any unlawful or fraudulent activity.

10. Limitation of Liability

Panama.pk shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our website, products, or services.

Our maximum liability shall not exceed the amount paid for the product in question.

11. Privacy

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

12. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of the Islamic Republic of Pakistan.

Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Karachi, Pakistan.

13. Contact Information

If you have any questions regarding these Terms of Service, please contact us:

Panama.pk

Email: adminpanama.pk@gmail.com

Phone: 0327-3654595

Address: Shop No. 20, Cooperative Market, Saddar, Karachi, Pakistan